If you’ve been hurt on the job, you likely have a million questions running through your mind. Before panicking, let us guide you through this overwhelming time. Discover the answers to frequently asked questions about workers compensation:
Does my injury have to occur on my workplace premises?
No, the physical location where the injury occurred is not as relevant as if the injury was work-related. If you were on a business trip or completing an outside-the-office task and were injured, that would be considered a workplace injury.
When would my employer not be responsible for workers' compensation?
If you are acting in a way that violates the rules stated in the employee handbook, your employer would not be responsible for workers' compensation. For example, if the handbook states that you are not allowed to drink on the job and your injury occurred while you were intoxicated, your employer would not have to pay you workers' compensation.
What bills does workers' compensation cover?
Many people mistakenly believe that workers' compensation will only cover medical bills, and they choose not to pursue a claim because of this. However, in many states, workers' compensation must cover the entirety or a large percentage of your income while you are recovering.
What if my employer doesn’t have workers' compensation insurance?
This can be a tricky circumstance because not all employers are required to have workers' compensation insurance and not all employees have to be covered. When in doubt, about what to do in this circumstance. It could be that your employer is breaking the law by not having this insurance. They have helped many people receive compensation in workers' compensation claims which helped them on their recovery journey.